Business Funding Without the B.S. | Capitalize Funding
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Small Business Funding

G.

Solutions For

Need business funding? Capitalize Funding has you covered

Secure the funds you need to grow—without the wait.

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Pre-qualification will not affect your credit score.

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Larger Offer Amounts

Qualify for up to 4x more funds than with other providers.

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Lower Interest Rates

Rates starting as low as 9%—or 18% of the funded amount.

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Longer Repayments

Longer repayment terms to for a more comfortable payment.

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Faster Funding Time

Funds can be cleared in your account within hours—not days.

WHAT WE DO

Small Business Funding That Makes A Big Difference.

The right funding at the right time can change everything for a small business. But finding it shouldn't feel like a second job. We work with a wide range of funding products so we can match you with the one that actually fits—your revenue, your industry, your timeline. Not the one that pays us the highest commission.

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Working Capital Loans

Funding to cover the daily operational expenses and keep your business moving.

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Business Line Of Credit

On-demand access to funds. Draw when needed and only pay interest on what's used.

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Merchant Cash Advance

Get unsecured capital now in exchange for a percentage of your future revenue. 

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Short-Term Loans

Cover short-term business needs with clearly defined, predictable payback terms and  fixed payments.

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Equipment Financing

Purchase the equipment that your business needs without upfront costs or draining your cash reserves.

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Reverse Consolidation

Reduce the total of multiple MCA payments and free up your cash flow immediately.

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Invoice Financing

Turn your invoices into cash without having to wait 30, 60, 90-days for payment.

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SBA Loans

Long-term loans backed by the US government. Ideal for growing businesses.

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HOW IT WORKS

Getting Funded Doesn't Have To Be Complicated.

Here's our process—straightforward, simple, and no surprises. With us, you'll always know where you stand.

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Step 1: Tell Us About Your Business

A quick conversation about your business, how much you're looking for, and what you're working with.

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Step 2: Complete Your Application

Provide some basic business information, along with your most recent months of bank statements.

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Step 3: Review Your Funding Options

We take your business needs into consideration and will present you the offers that fit your situation.

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Step 4: Receive Your Funding Fast

Most deals fund the same-day, or the very next day, at the latest. We'll move as fast you move.

Determine the likelihood of your business securing funding and what funding options you qualify for. 

How Fundable Is Your Business, Really?

WHAT ITS FOR

Real Reasons That Real Businesses Take On Funding.

Every business has different needs at different times. Whether you're covering a gap, stocking up for a busy season, or investing in growth, we've got you covered.

Here are some of the most common reasons our clients take on funding:

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Working Capital

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Manage Cash Flow

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Unexpected Expense

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Buy Equipment

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Daily Operations

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Business Expansion

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Purchase Inventory

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Buy Job Materials

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Other Business Need

WHO WE HELP

Our Clients Deserve The Best, So That's Exactly What We Give Them.

My experience working with Capitalize Funding was very different from what I experienced with other lenders in the past. This is a company that truly cares, and it shows in everything they do. Thank you for your help and kindness!!!

Martin Zygowski

Capitalize Funding was a God send for my bakery. The whole team was not just professional, but also genuinely cared about my business. Because of them, I've been able to nearly double my production without doubling my stress.

Lisa Minh Nguyen

I never leave reviews, but I have to for Capitalize Funding. They were different from the rest. No BS, just straight-up helpful advice and support that got my landscaping business through a tough time. Truly grateful.

Caleb Boehmer

See what our favorite people have to say about us.

We're Here For You, Every Step Of The Way.

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We're not a call center. We're not a faceless online application. We're a small team that takes the time to understand your business and find funding that makes sense—not just funding that gets us paid.


If you're ready, we're here. And if you're not ready yet, that's fine too. We'll be here when you are.

We've been doing this for 12 years — long enough to know that the best funding relationship isn't about one transaction. It's about having someone in your corner who picks up the phone, gives you straight answers, and actually remembers your name the next time you call.

What's up with all of the piggy banks? Find out here.

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