Disclaimers.

Application & Credit Authorization

By submitting an application, you authorize Capitalize Funding and its representatives to obtain consumer and/or business credit reports and other relevant financial information. This may include credit card processing statements, bank statements, and credit reports from major consumer reporting agencies (such as TransUnion, Experian, and Equifax), banks, creditors, and other third parties.

 

No Guarantee of Approval or Specific Funding Amount

Submitting an application does not guarantee approval, funding, or specific terms. Eligibility is determined by lender underwriting criteria, including revenue, time in business, industry risk, and financial standing. All funding approvals and amounts are at the discretion of the lender.

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Rates, Fees & Repayment Terms

Funding costs, repayment terms, and any associated fees will vary depending on the specific lender and funding product. Capitalize Funding works with multiple financial partners, each with their own pricing structures and terms. It is recommended that applicants carefully review all offers, repayment schedules, and associated costs before accepting financing.

 

Early Payoff & Prepayment Options

Some funding options may allow for early payoff discounts or prepayment benefits. Availability of these features depends on the lender and specific terms of the financing agreement. Clients should review their funding agreement for details regarding prepayment eligibility and potential cost savings.

 

Credit Impact & Inquiry Authorization

Certain funding options may require a hard credit inquiry by the lender, while others involve only a soft pull during pre-qualification. Capitalize Funding does not directly perform credit pulls but works with funding partners who may access credit reports as part of their evaluation process. Applicants should confirm with their funding provider whether a credit check will be conducted and whether it will affect their credit score.

 

Use of Funds & Business Purpose Requirement

Funds obtained through financing options facilitated by Capitalize Funding are intended for business purposes only and may not be used for personal, family, or household expenses. Misuse of business funding may result in penalties or legal consequences.

 

Third-Party Partnerships

Capitalize Funding partners with various financial institutions, lenders, and alternative funding providers. While we assist in the funding process, we do not provide loans or make credit decisions. Any funding agreement, including terms, repayment schedules, and obligations, is solely between the applicant and the respective funding provider.

 

State Availability & Regulatory Compliance

Funding availability is subject to state regulations and licensing requirements. Certain funding options may not be available in all states. Applicants should check with their funding provider regarding state-specific restrictions and compliance guidelines.

 

Website Content & Informational Disclaimer

All content on this website is provided for informational purposes only and should not be construed as financial or legal advice. While we strive to ensure accuracy, Capitalize Funding does not guarantee the completeness or reliability of any information on this site. Applicants should seek independent professional advice before making financial decisions.

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Contact & Questions

If you have any questions about our services or disclosures, please contact us at: support@capitalizefunding.com