Question 1

How does Capitalize Funding ensure compliance with federal and state regulations?

Accepted Answer

Compliance isn’t a checklist for us — it’s built into every process, from application to funding. We follow strict federal and state guidelines, including the Equal Credit Opportunity Act (ECOA), Section 1071 of the Dodd-Frank Act, the Gramm-Leach-Bliley Act (GLBA), and industry-standard disclosure laws. Each policy is designed to protect small business owners, ensure equal access to credit, and maintain the integrity of our funding practices.

Question 2

What steps does Capitalize Funding take to verify business legitimacy?

Accepted Answer

Every applicant goes through an identity verification process that includes Anti-Money Laundering (AML), Know Your Customer (KYC), and Know Your Business (KYB) protocols. These verifications confirm that the business and its owners are who they claim to be, preventing fraudulent activity and keeping the funding ecosystem safe for everyone.

Question 3

Why does Capitalize Funding collect demographic data under Section 1071?

Accepted Answer

Under Section 1071 of the Dodd-Frank Act, lenders are required to collect and report demographic data to promote fair lending practices and identify potential barriers to capital. We collect this information to help ensure equal opportunity for all applicants—not to influence funding decisions.

Question 4

How does Capitalize Funding protect my personal and business data?

Accepted Answer

We use bank-level encryption, secure data centers, and continuous monitoring to safeguard sensitive information. Our policies align with the Gramm-Leach-Bliley Act (GLBA) and other data protection regulations. Your information is never sold or shared beyond what’s necessary to process and service your funding application.

Question 5

Is Capitalize Funding’s website accessible to users with disabilities?

Accepted Answer

Yes. Our platform is designed and tested to meet WCAG 2.1 Level AA accessibility standards. That means it’s fully navigable using assistive technologies, such as screen readers and keyboard-only navigation. We’re committed to making sure every business owner can access funding—because inclusion starts with access.

Question 6

How does Capitalize Funding ensure fairness in lending decisions?

Accepted Answer

We never base funding decisions on race, gender, religion, national origin, or any other protected characteristic. Every applicant is evaluated on business performance, financial data, and creditworthiness—nothing else. Our goal is to make funding fair, transparent, and accessible for every qualified small business.

Compliance That Means Business.

We Play It Straight—And By The Book.

Compliance, Clarified.