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Construction Company Funding
That Keeps Projects Moving.
Strong builds start with solid footing—and so does your funding.
Construction isn’t short on challenges—upfront material costs, floating payroll, juggling subs, and waiting on draws that move at their own pace. Projects don’t pause because cash flow gets tight, so neither can you. If you’re building, scaling, or simply trying to keep timelines intact, access to fast, flexible capital isn’t a luxury—it’s part of the job.
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At Capitalize Funding, we work with construction companies that need funding to move when the project does. Fast approvals. Flexible terms. No collateral tying up your equipment or your sanity. Whether you’re bridging a gap, taking on a bigger job, or dealing with delays that weren’t in the original plan (because they never are), we make sure cash flow doesn’t become the thing holding up the build.
Why Construction Companies Trust Capitalize Funding.
Because we understand how jobs actually get built—not how lenders wish they did. Cash flow pressure is part of the business. Materials get paid upfront. Draws arrive late. Timelines shift. And when money tightens at the wrong moment, the entire project feels it.
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We solve for that reality. Construction company funding is built to support active job sites and moving schedules—not slow them down. Payroll still runs. Materials still get ordered. Problems still get handled in real time. We move quickly so capital doesn’t become another thing standing between you and the next milestone.
Built For Builders—Not Bankers.
We know how construction projects really run—tight deadlines, shifting schedules, late payments, and delayed draws. Our funding is made for that world, not the boardroom.
Made To Move With The Job.
Progress payments don’t always show up on time. Our funding fills the gaps, smooths out your cash flow, and keeps your crews moving and your momentum steady.
On-Call For Every Phase Of The Build.
Work doesn’t stop at five o'clock, and neither do we. Whether you need capital mid-project or mid-crisis, our team is on call to help you keep things moving.
A Partnership Beyond The Project.
We’re in it with you for the long haul. As your contracts grow, your access to funding grows with you—a long-term partner that’s invested in your success.
Find out how much funding your business could be qualified for.
How Construction Companies Utilize Business Funding.
Cash flow in construction can be unpredictable, with delays, change orders, and long billing cycles. Jobs can be approved quickly, but payments? Not so much. Between weather setbacks, staggered project timelines, or payment delays, cash flow gaps are just part of the game.
Below are some of the most common ways construction companies utilize our flexible funding solutions in order to keep their business running smoothly:
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The Funding Process For Construction Companies.
Getting funding for your construction company shouldn't feel like pulling permits in three counties. You've got jobs to run and crews to manage, not paperwork to babysit.
We've built a process that respects your time. With a clear path from application to funding, we do all the heavy lifting so you can get back to the job.
Step 1: Complete Your Application
Complete your funding application online and submit the most recent 4 months business bank statements.
Step 2: Get Approved For Funding
Our team will review your file and present you with funding options that meet your business' needs.
Step 3: Receive Your Funds Fast
Your business will receive funds in as little as 24-hours to help you manage cash flow and grow.
Funding Built For Construction Companies.
Our funding options are built for how the construction industry really operates—where payments don’t always line up, jobs never wait, and timing is everything.
Smooth out gaps in your cash flow or uneven payment cycles with funding designed to match your billing cycles.
Purchase new or used equipment to keep jobs in-house and maintain control over project timelines and jobs.
Short-term funding designed to cover your every day operational needs and keep your construction business moving.
Your financial safety net, providing on-demand access to capital for anything from an opportunity to an emergency.
Explore our full suite of business funding products.
The Funding Foundation For Construction Companies.
Because when your funding is solid, everything you build on top of it is too.
In construction, everything runs on timing—and that includes your capital. Whether you're bidding on your next big job or managing the cash flow that keeps your builds on track, funding shouldn't be the thing that holds you back.
At Capitalize Funding, our funding moves at the speed your business demands, with crystal clear terms, quick decisions, and support that actually shows up.
Still have questions? Check out our funding FAQs or contact us to speak with an advisor.