GET FUNDED
GET FUNDED
Capitalize Funding is committed to maintaining the highest standards of regulatory compliance, data security, and ethical business practices. Every regulation, safeguard, and standard is built into how we work—not just what we say.
We safeguard sensitive financial and personal information.
We fully adhere to federal laws and state regulations.
We have a strong code of ethics, and pride ourselves on that.
Transparency isn't optional here; it's how we earn your trust. From identity verification to fair lending and data security, our compliance standards are as strong as our funding solutions. Every safeguard we follow is designed to protect your business, your data, and your right to fair, honest access to capital.
Anti-Money Laundering (AML) and Know Your Business (KYB) protocols to verify the legitimacy of every applicant.
Adherence to the Equal Credit Opportunity Act (ECOA), ensuring that no applicant is discriminated against.
Clear, standardized disclosures provided for all funding offers, including total cost of capital, and detailed repayment terms.
Collection of demographic data to support fair lending and ensure equal access to capital for all small businesses.
Sensitive date is protected by bank-level encryption and strict adherence to the Gramm-Leach-Bliley Act (GLBA).
Our platform is designed to meet WCAG 2.1 Level AA standards and is fully navigable for users with disabilities.
Compliance isn't a checklist for us—it's built into every process, from application to funding. We follow strict federal and state guidelines, including the Equal Credit Opportunity Act (ECOA), Section 1071 of the Dodd-Frank Act, the Gramm-Leach-Bliley Act (GLBA), and industry-standard disclosure laws. Each policy is designed to protect small business owners, ensure equal access to credit, and maintain the integrity of our funding practices.
Every applicant goes through an identity verification process that includes Anti-Money Laundering (AML), Know Your Customer (KYC), and Know Your Business (KYB) protocols. These verifications confirm that the business and its owners are who they claim to be, preventing fraudulent activity and keeping the funding ecosystem safe for everyone.
Under Section 1071 of the Dodd-Frank Act, lenders are required to collect and report demographic data to promote fair lending practices and identify potential barriers to capital. We collect this information to help ensure equal opportunity for all applicants—not to influence funding decisions.
We use bank-level encryption, secure data centers, and continuous monitoring to safeguard sensitive information. Our policies align with the Gramm-Leach-Bliley Act (GLBA) and other data protection regulations. Your information is never sold or shared beyond what's necessary to process and service your funding application.
Yes. Our platform is designed and tested to meet WCAG 2.1 Level AA accessibility standards. That means it's fully navigable using assistive technologies, such as screen readers and keyboard-only navigation. We're committed to making sure every business owner can access funding—because inclusion starts with access.
We never base funding decisions on race, gender, religion, national origin, or any other protected characteristic. Every applicant is evaluated on business performance, financial data, and creditworthiness—nothing else. Our goal is to make funding fair, transparent, and accessible for every qualified small business.
At Capitalize Funding, doing things the right way isn't an afterthought; it's our foundation. Every safeguard, standard, and policy exists for one reason—to protect the business owners who trust us with their goals. Transparency isn't our tagline. It's how we work. Every day.