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Business Equipment Financing.

Maximum Funding: Borrow up to 100% of value.

Low Cost Capital: Interest rates as low as 6.99%.

Quick Closing: Funding within 1-3 business days.

Dedicated Advisor: A specialist for every application.


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Get the equipment your business needs without breaking the bank. Our hassle-free financing options are designed to help you invest in growth while keeping your cash flow steady.

Let's Get Down To Small Business

Under $10,000
$10,000-$20,000
$20,000-$50,000
$50,000-$100,000
$100,000-$150,000
$150,000-$300,000
$300,000+
Working capital
Buy equipment
Inventory
Cover payroll
Job materials
Consolidate debt
Other reason
0-6 months
6-12 months
1-2 years
2-5 years
5+ years
Today
Within 24-48 hours
Sometime this week
Within 1-3 weeks
I'm in no rush

đź”’ Pre-qualification will not affect your credit score.

Funding Amounts

Up to 100% of purchase

Repayment Terms

12 - 84 months

Timeline To Funding

1 -3 business days

Best Ways To Use Equipment Financing For Your Business.

Whether you're upgrading outdated equipment or expanding your operations, equipment financing provides a cost-effective solution that keeps your business running smoothly without the upfront financial strain. Here are some of the most common ways businesses take advantage of this flexible funding option.



Purchase Equipment

Buy machinery or equipment to replace outdated systems or operational process.

Repair Equipment

Maintain a smooth operation by repairing all damaged or broken essential equipment.

Replace Equipment

Avoid obsolescence and swap out your existing equipment with new technology.

Upgrade Equipment

Stay current with modifications or additions made to existing equipment or machines.




Unsure if it's a fit? Check out the funding product use case evaluation for guidance,
or schedule a complementary funding consultation to discuss your specific needs.

The Key Benefits Of
Equipment Financing.

Equipment financing offers a range of benefits designed to help businesses acquire the tools they need without financial strain. Whether you're looking to improve efficiency, increase productivity, or free up capital, this financing solution can be a game-changer.

Preservation Of Capital

Spread the acquisition cost out over time with manageable monthly payments, allowing you to conserve cash reserves for operations, unforeseen expenses, or strategic initiatives.


Tax Incentives

The IRS Section 179 tax deduction caters to equipment purchase, allowing businesses to deduct the full cost of eligible equipment financed during the same tax year.


Learn more about Section 179.

Build Business Credit

Establish a trade line, and by making timely payments, you have the opportunity to establish or build your business credit, and open doors for future financing opportunities.


Download the required document checklist.

Build Equity

Build equity with minimal to no out of pocket cost, affordable monthly payments, and full ownership upon payoff, which you can leverage as collateral for future financing, or sell for profit.




GET FUNDING IN A FLASH

How To Qualify For Equipment Financing For Your Business.

Qualifying for equipment financing is easier than you think. Most businesses with stable revenue and a solid operational history can access this funding option with ease.



Generally, qualified applicants met the following criteria:



Minimum Revenue

Minimum of $25,000 average monthly revenue.

Time In Business

Minimum time in business of 2 years or longer.

Clean Credit History

No recent charge-offs or accounts in collections.

Minimum Credit Score

A minimum personal credit score of at least 650 or higher.


Find out how much your business is eligible for.

Application Process For Equipment Financing.

Getting started with Equipment Financing for your business is a simple, straightforward process. With minimal paperwork and a quick turnaround, your business will be able to acquire essential equipment in no time.

Step 1: Complete Your Application

Fill out our funding application with basic business details and most recent business bank statements.

Step 2: Get Approved For Funding

Our team will review your submission and provide tailored funding offers that suit your unique needs.

Step 3: Receive Your Funding Fast

The equipment vendor will receive payment for your equipment purchase within 3 business days.

Ready To Secure
Equipment Financing?

Getting the equipment your business needs shouldn't be complicated. Our hassle-free application process makes it easy to access the funding you need—fast. Whether you're replacing old equipment or investing in new technology, we'll guide you every step of the way to secure the right financing solution.

POWER UP YOUR BUSINESS

Still have questions? Check out our FAQs below or speak with a funding specialist.

Not quite the right fit for your business?

Explore these other funding options.

Cash Flow Funding

LEARN MORE

Business Line Of Credit

LEARN MORE

Merchant Cash Advance

LEARN MORE

View All Options

LEARN MORE

Find the right funding product for your business.

What is Equipment Financing, and how exactly does it work?

Equipment Financing allows businesses to purchase new or used equipment with as little as $0 down, and affordable monthly payments instead of paying the full cost upfront. Once approved, the funds are paid directly to the equipment vendor in full and the equipment becomes yours. It is, however, secured by the loan until the balance is paid in its entirety, at which point, the ownership is reverted to you.

What types of equipment can be financed?

Virtually any business equipment can be financed, including heavy machinery, office equipment, technology upgrades, vehicles, and specialized tools for your industry.

How fast can I get approved for Equipment Financing?

Approvals can happen in as little as 24-hours, with funding available and funding happening within 48-hours from the time of accepting the offer terms. Be sure to submit the purchase order or invoice from the vendor along with your application and documents.

What are typical repayment terms for Equipment Financing?

In many cases, financing is available for up to 100% of the equipment value, with repayment terms typically range from 12 to 84 months, depending on the equipment type, financing amount, whether the equipment is new or used, and business qualifications.

How does Equipment Financing compare to Equipment Leasing?

Equipment Financing allows you to own the equipment at the end of the term. Once your Equipment Financing balance is paid in its entirety, the equipment is no long secured by the loan and full ownership is reverted to you. In contrast, Equipment Leasing provides temporary access with potential lower monthly costs, but no ownership, even after the lease is paid.

FAQs About Equipment Financing.

Have questions about equipment financing for your business? We’ve got answers. Understanding how equipment financing works, the benefits, and whether it's the right fit for your business is key to making the best financial decisions. Check out our most frequently asked questions to get the insights you need.

Check out our FAQs for all the insights you need, or you can schedule a funding consultation to review your specific situation with a dedicated funding consultant.

Related Resources.